Enter annual income
Include salary, pension, business or professional income, interest, and net house property income in the relevant fields.
Free financial tool
Know your tax.
Plan with clarity.
Estimate your Indian income tax, compare the old and new tax regimes, and understand your estimated tax liability and income after tax. No registration required.
Your income details
Enter annual amounts in Indian rupees to calculate an estimate.
Your tax estimate
Based on the values entered.
Estimated total tax payable
₹0
Including applicable rebate, surcharge and cess.
New tax regime
Taxable income
₹0
After eligible entered deductions
Income after estimated tax
₹0
Before other personal expenses
Effective tax rate
0%
Tax as a share of gross income
Monthly tax equivalent
₹0
Annual estimate divided by 12
Tax breakdown
Gross income entered
₹0
Standard deduction
₹0
Other eligible deductions
₹0
Income tax before rebate
₹0
Section 87A rebate
₹0
Surcharge
₹0
Health and education cess
₹0
Total estimated tax
₹0
Compare both regimes
Uses the same entered income and deduction values.
New regime
₹0
Taxable: ₹0
Old regime
₹0
Taxable: ₹0
Enter your income to compare the two regimes.
How it works
Understand your tax calculation.
Use the estimate to understand the effect of taxable income, deductions and the selected tax regime. Your final tax depends on the nature of your income and your eligibility for each deduction.
Compare tax regimes
Review both regime estimates using the same income details. Deductions are included only according to the calculator's stated rules.
Review your estimate
See estimated taxable income, tax before rebate, rebate, surcharge, cess and total tax. Print the summary for your own records.
Tax reference
Income tax slabs used by this calculator.
The following general slab rates are used for the new regime and the old regime for individuals below 60. Age-based old-regime exemption limits are adjusted in the calculator. Special income and exceptions may be taxed differently.
| Taxable income | New regime rate | Old regime rate (below 60) |
|---|---|---|
| Up to ₹2,50,000 | Nil | Nil |
| ₹2,50,001 – ₹4,00,000 | Nil | 5% above ₹2,50,000 |
| ₹4,00,001 – ₹5,00,000 | 5% above ₹4,00,000 | 5% above ₹2,50,000 |
| ₹5,00,001 – ₹8,00,000 | 5% above ₹4,00,000 | 20% above ₹5,00,000, plus tax on earlier slab |
| ₹8,00,001 – ₹10,00,000 | 10% above ₹8,00,000, plus tax on earlier slabs | 20% above ₹5,00,000, plus tax on earlier slab |
| ₹10,00,001 – ₹12,00,000 | 10% above ₹8,00,000, plus tax on earlier slabs | 30% above ₹10,00,000, plus tax on earlier slabs |
| ₹12,00,001 – ₹16,00,000 | 15% above ₹12,00,000, plus tax on earlier slabs | 30% above ₹10,00,000, plus tax on earlier slabs |
| ₹16,00,001 – ₹20,00,000 | 20% above ₹16,00,000, plus tax on earlier slabs | 30% above ₹10,00,000, plus tax on earlier slabs |
| ₹20,00,001 – ₹24,00,000 | 25% above ₹20,00,000, plus tax on earlier slabs | 30% above ₹10,00,000, plus tax on earlier slabs |
| Above ₹24,00,000 | 30% above ₹24,00,000, plus tax on earlier slabs | 30% above ₹10,00,000, plus tax on earlier slabs |
Slab rates are a simplified reference for ordinary taxable income. The calculator applies slab-by-slab tax, eligible rebate inputs and 4% health and education cess. Surcharge marginal relief and special-rate income treatment are not fully modelled. Verify all rates, deductions and reliefs against the rules applicable to your tax year before filing.
FAQs
Income tax calculator FAQs.
Answers to common questions about the calculator and its estimates.
What is the difference between the old and new tax regimes?
The new regime generally uses revised slab rates with fewer deductions. The old regime offers eligible deductions and exemptions but uses different slab rates. The result for an individual depends on income, age, deductions, exemptions and applicable tax rules.
Does this calculator include the standard deduction?
Yes. The standard deduction is entered separately and is deducted from the selected regime's income calculation. The default is ₹75,000. Confirm the amount permitted for your income type and applicable tax year.
Can I use this calculator if I have deductions under section 80C?
Yes. Enter eligible section 80C amounts and other deductions in their respective fields. The calculator applies the old-regime deductions only to the old-regime estimate. Eligibility and limits depend on the applicable law and your circumstances.
Why might my actual tax differ from the estimate?
Your actual liability may include special-rate income, capital gains, surcharge marginal relief, income adjustments, tax credits, TDS, advance tax, loss restrictions or other provisions not fully represented by this simplified calculator.
Does this tool file my income tax return?
No. This is an estimation tool only. It does not submit an income tax return, save your return with the government, or replace official filing software.
Is the calculator free?
Yes. The calculator is free to use and does not require an account. Your calculations run in your browser.
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